
People who eat modestly and rarely splurge at restaurants aren’t showing signs of financial trouble, research on actual high-net-worth households finds this kind of quiet, under-the-radar spending is the more common pattern among real millionaires, while conspicuous, status-driven spending is the pattern more closely tied to debt
There’s a persistent idea that you can read someone’s bank balance off their dinner plate, that ordering carefully or skipping the expensive bottle of wine










